AI Home Affordability Calculator
The Problem
“Affordability uncertainty slows homebuying decisions”
Organizations face these key challenges:
1
Payment shock from missing or misestimated taxes, insurance, PMI, HOA, and closing costs
2
Rapid interest-rate movement makes quotes stale within hours or days, forcing repeated recalculations
3
High lead waste: agents spend time on buyers who are not viable within lender DTI/LTV constraints
Impact When Solved
15-30% fewer unqualified showings through upfront affordability screening30-50% reduction in manual payment/DTI scenario recalculations for agents and loan staff5-12% lower financing-related fallout by identifying affordability risk earlier