AI Down Payment Assistance Matching
The Problem
“Buyers miss down payment aid due to complexity”
Organizations face these key challenges:
1
Fragmented and frequently changing DPA eligibility rules across thousands of local, state, and nonprofit programs
2
High manual effort and inconsistent guidance leading to missed programs, incorrect pre-approvals, and borrower frustration
3
Compliance and reputational risk from recommending ineligible programs or using outdated funding/status information
Impact When Solved
80–95% reduction in time spent identifying and validating DPA options per borrower10–25% lift in DPA adoption, lowering average cash-to-close and improving affordability for qualified buyers2–5% improvement in pre-approval-to-close conversion and 10–20% fewer fall-throughs due to cash-to-close gaps