Manulife Financial Corporation (Manulife) is a Canadian multinational insurance and financial services company that provides life insurance, wealth and asset management, and retirement solutions to individuals and institutions. Operating primarily under the Manulife brand in Canada and Asia and as John Hancock in the United States, the company distributes products through a mix of advisors, bancassurance, and direct channels. Manulife also manages significant global investment portfolios across public and private asset classes.