M
EnterpriseMixedNYSE:MCOVERIFIED

Moody's

10,000-20,000 employees

Moody’s Corporation is a global integrated risk assessment firm best known for its credit rating agency Moody’s Investors Service and its analytics arm, Moody’s Analytics. The company provides credit ratings, research, data, and analytical tools that help financial institutions, corporations, and governments assess and manage risk. Moody’s increasingly combines traditional financial expertise with data science and AI-driven analytics to support decision-making across credit, climate, and other risk domains.

AI Strategy

Moody’s is embedding AI and machine learning across its analytics platforms to enhance credit risk modeling, automate data extraction, and improve predictive insights for financial institutions and corporates. The firm focuses on combining proprietary financial and alternative data with advanced modeling techniques, including ML and NLP, to deliver more granular, forward-looking risk assessments in areas such as credit, climate, and ESG. It also invests in partnerships and acquisitions to expand its AI capabilities and data coverage while maintaining strong governance and regulatory compliance.

Key AI Products

Moody’s Analytics AI-driven credit risk models (e.g., CreditLens platform)AI-enabled KYC and compliance solutionsMachine learning-based default and loss forecasting modelsAI-enhanced climate and ESG risk analytics tools

Financials

Revenue
$5B-$10B
Employees
10,000-20,000

Funding

Business Focus

Credit ratingsRisk assessmentFinancial data and analyticsRegulatory and compliance solutionsClimate and ESG risk analytics

Competitive Analysis

Strengths

  • Strong brand and reputation in credit ratings and risk assessment
  • Extensive proprietary datasets and domain expertise in credit and risk
  • Global customer base across financial institutions, corporates, and governments
  • Regulatory credibility and long operating history
  • Growing analytics and software business with recurring revenue

Challenges

  • High regulatory and reputational risk inherent to credit rating agencies
  • Concentrated competition from a small number of large incumbents
  • Dependence on capital markets activity for parts of revenue
  • Scrutiny from regulators and market participants over rating methodologies

Strategic Partnerships

MicrosoftTechnology

Strategic collaboration to integrate Moody’s data and analytics with Microsoft’s cloud and AI platforms, enabling enhanced risk analytics and productivity tools for financial services clients.

Google CloudTechnology

Partnership focused on leveraging Google Cloud’s infrastructure and AI capabilities to scale Moody’s analytics and deliver advanced risk solutions.

Competitors

Industries