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Company / Competitor

Pagaya

Mentioned in 3 AI use cases across 1 industries

Active Industries

finance3

AI Patterns

Classical-Supervised2Agentic-ReAct1

Tech Stack

XGBoostLightGBMScikit-learnFeature StoreLLMVector DBLLM OrchestrationAgent Framework

Also Competes With

UpstartZest AISoFiFICOLendingClubAffirmPagaya TechnologiesOpenAI

Use Cases Mentioning Pagaya

financeClassical-Supervised

Upstart AI-Powered Consumer Lending Underwriting

This is like a much smarter credit officer that looks at hundreds of data points about a borrower—not just a credit score—and uses AI to predict who will actually repay a loan. Banks plug this brain into their lending so they can approve more good borrowers while keeping losses under control.

financeClassical-Supervised

Pagaya Technologies AI-Driven Credit Underwriting Platform

This is like giving a bank a super-smart calculator that has studied millions of past loans so it can help decide, in a split second, which new customers are safe to lend money to and on what terms.

financeAgentic-ReAct

Agentic AI for Fintech Underwriting Automation

Think of this as a tireless junior credit underwriter that can log into systems, pull documents, read them, cross-check rules, and draft decisions on loan applications—then hand them to humans for final approval.

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